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    • Home
    • What are My Loan Options
      • CONVENTIONAL HOME LOAN
      • FHA HOME LOAN
      • VA HOME LOAN
      • REVERSE MORTGAGE
      • HOME RENOVATION LOAN
      • ALTERNATIVE HOME LOAN
    • Meet the Team
      • Maurice
      • Brittany
      • Lindsay
    • Contact Us
    • THE MORTGAGE MINUTE
    • AMERICAN DREAM TV SHOW
    • find-out-your-options
    • Downloads
    • Blog
    • QCPolicy
#BELIMITLESS

813-670-3279

  • Home
  • What are My Loan Options
    • CONVENTIONAL HOME LOAN
    • FHA HOME LOAN
    • VA HOME LOAN
    • REVERSE MORTGAGE
    • HOME RENOVATION LOAN
    • ALTERNATIVE HOME LOAN
  • Meet the Team
    • Maurice
    • Brittany
    • Lindsay
  • Contact Us
  • THE MORTGAGE MINUTE
  • AMERICAN DREAM TV SHOW
  • find-out-your-options
  • Downloads
  • Blog
  • QCPolicy

CONVENTIONAL HOME LOANS

A Conventional loan program is most often utilized by a traditional home buyer.  It can also be known or referred to as a Conforming loan.  Conforming means that it meets and is backed by Fannie Mae or Freddie Mac.  Conventional is a program that can be used for a purchase or refinance.

SOME KEY POINTS OF THIS LOAN PROGRAM ARE:

  • 20% Down payment traditionally, but will also allow for as little at 3%, 5% or 10% as well
  • Less that 20 percent down will require mortgage insurance
  • Special conventional program up to 97% Loan to Value with NO Mortgage Insurance for borrowers with higher credit scores
  • Historically low interest rates
  • Maximum Loan Amount in Florida $510,400
  • Available for Purchase/Refinance/Cash-out

Ready to Get Started? #BELIMITLESS

Apply NOW
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